Accidents shatter people emotionally, physically and financially, draining away lifelong savings. Your happiness comes to a pause and you are left with shock and financial burden. Personal Accident plan can help you sail through steadily during these times.
Personal Accident Plan
Personal Accident Plan Service By MoneyCare Financial Services
What Is A Personal Accident Plan
This policy covers the owner/driver against an accidental injury or death. A lumpsum amount is paid to the insured or its family in case of death, loss of income due to permanent partial or total disability.
Accidental Death Cover: An accident can be both emotionally and financially devastating for the dependent family members. In case of fatal injuries, the entire sum assured is paid to the nominee as mentioned in the policy document.
Permanent/Total Disability Cover: In case an accident results in permanent disabilities or lifelong total impairment Such as loss of both the limbs, then a specified sum insured amount is paid to the policyholder
Permanent Partial Disability Cover: If bodily injuries, resulting in permanent partial disabilities, then a certain percentage (up to 10O%%) of the benefit is paid to the insured.
Temporary Total Disability: In case the insured meets with temporary total disabilities and is bedridden, then the insurer will provide a weekly allowance to recompense the loss of income. The insured can also utilize this claim amount to pay the EMIs, in case there is a loss of earnings.
What does Personal Accident Plan cover?
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- Family security
- No requirement of medical tests and documentation
- Substantial coverage at a lower premium
- Worldwide coverage
- Both individual and family plans are available
- Legal and funeral expenses are covered
- Child education benefit
- Double indemnity for demise/ impairment while traveling in public transport
- Availability of customizable plans
Insurance that reimburses your treatment costs in the event of an illness
Unit Linked Health Plan
ULIP - Providing the benefits of both insurance and investment in a single plan
A Health Insurance policy designed for a group of employees working together
Top Up Insurance
Add aditional coverage to your existing policy with Top-Up Health Insurance
Importance of Personal Accident Plan
As much as we try and avoid them, accidents can still happen. We cannot predict when or where they might happen, but we can definitely prepare for them. How? Simple – just get an accidental insurance policy. These plans help prevent emergency out-of-pocket expenses and ensure that you & your loved ones have a safer future. Reach out to us to know more.
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